Peer Analysis

Performance Ratios (%) FIBK Peer Median Peer Average
ROAA 0.98 0.90 0.92
ROAE 8.57 6.77 7.14
Net Interest Margin 3.64 3.57 3.69
Efficiency Ratio 59.08 56.18 57.40
Loans / Deposits 76.17 91.26 90.18
Asset Quality Ratios (%)
NPAs / Assets 0.75 0.76 0.71
NCOs / Avg Loans 0.23 0.12 0.14
Reserves / Loans 0.95 0.89 0.87
Reserves / NPAs 78.30 75.93 93.30
Capital Ratios (%)
Tier 1 Capital 11.93 11.65 11.93
Tangible Equity / Tangible Assets 7.97 9.07 9.16
Total Equity / Total Assets 11.69 13.24 13.09
Market Ratios
Price / Earnings (x) 19.88 22.92 22.60
Price / Book (%) 161.18 141.28 149.98
Dividend Yield (%) 2.75 2.38 2.36
Data for trailing four quarters

First Interstate BancSystem, Inc.'s peer group consists of the following: Banner Corporation (BANR), Chemical Financial Corporation (CHFC), Columbia Banking System, Inc. (COLB), F.N.B. Corporation (FNB), First Financial Bancorp. (FFBC), First Midwest Bancorp, Inc. (FMBI), Fulton Financial Corporation (FULT), Glacier Bancorp, Inc. (GBCI), IBERIABANK Corporation (IBKC), International Bancshares Corporation (IBOC), NBT Bancorp Inc. (NBTB), Old National Bancorp (ONB), Renasant Corporation (RNST), Simmons First National Corporation (SFNC), Trustmark Corporation (TRMK), United Bankshares, Inc. (UBSI), United Community Banks, Inc. (UCBI), Washington Federal, Inc. (WAFD), WesBanco, Inc. (WSBC)

First Interstate BancSystem, Inc.'s financial data is as of 12/31/2017.

Peer financial data is as of 12/31/2017 except for these companies:

Chemical Financial Corporation's financial data is as of 12/31/2017.
First Midwest Bancorp, Inc.'s financial data is as of 12/31/2017.
Trustmark Corporation's financial data is as of 12/31/2017.
United Bankshares, Inc.'s financial data is as of 12/31/2017.
Renasant Corporation's financial data is as of 12/31/2017.
Columbia Banking System, Inc.'s financial data is as of 12/31/2017.
International Bancshares Corporation's financial data is as of 12/31/2017.
United Community Banks, Inc.'s financial data is as of 12/31/2017.