Peer Analysis

Performance Ratios (%) FIBK Peer Median Peer Average
ROAA 1.01 1.01 0.98
ROAE 9.20 8.11 8.31
Net Interest Margin 3.50 3.60 3.65
Efficiency Ratio 61.46 61.46 60.90
Loans / Deposits 73.04 88.91 87.32
Asset Quality Ratios (%)
NPAs / Assets 0.98 0.84 0.94
NCOs / Avg Loans 0.10 0.14 0.15
Reserves / Loans 1.52 1.07 1.12
Reserves / NPAs 93.85 110.10 96.44
Capital Ratios (%)
Tier 1 Capital NA NA NA
Tangible Equity / Tangible Assets 8.59 9.01 9.05
Total Equity / Total Assets 10.84 12.10 11.94
Market Ratios
Price / Earnings (x) 15.06 16.34 16.53
Price / Book (%) 135.07 130.80 132.73
Dividend Yield (%) 3.09 2.55 2.62
Data for trailing four quarters

First Interstate BancSystem, Inc.'s peer group consists of the following: BancFirst Corporation (BANF), BancorpSouth, Inc. (BXS), Banner Corporation (BANR), Chemical Financial Corporation (CHFC), Columbia Banking System, Inc. (COLB), F.N.B. Corporation (FNB), First Financial Bancorp. (FFBC), First Merchants Corporation (FRME), First Midwest Bancorp, Inc. (FMBI), Glacier Bancorp, Inc. (GBCI), Heartland Financial USA, Inc. (HTLF), IBERIABANK Corporation (IBKC), International Bancshares Corporation (IBOC), National Penn Bancshares, Inc. (NPBC), NBT Bancorp Inc. (NBTB), Old National Bancorp (ONB), Park National Corporation (PRK), Renasant Corporation (RNST), Sterling Financial Corporation (STSA), Trustmark Corporation (TRMK), United Bankshares, Inc. (UBSI), United Community Banks, Inc. (UCBI), WesBanco, Inc. (WSBC)

First Interstate BancSystem, Inc.'s financial data is as of 3/31/2016.

Peer financial data is as of 3/31/2016 except for these companies:

BancorpSouth, Inc.'s financial data is as of 6/30/2016.
F.N.B. Corporation's financial data is as of 6/30/2016.
First Financial Bancorp.'s financial data is as of 6/30/2016.
First Midwest Bancorp, Inc.'s financial data is as of 6/30/2016.
National Penn Bancshares, Inc.'s financial data is as of 12/31/2015.
WesBanco, Inc.'s financial data is as of 6/30/2016.
BancFirst Corporation's financial data is as of 6/30/2016.
Renasant Corporation's financial data is as of 6/30/2016.
Sterling Financial Corporation's financial data is as of 3/31/2014.
Glacier Bancorp, Inc.'s financial data is as of 6/30/2016.