Peer Analysis

Performance Ratios (%) FIBK Peer Median Peer Average
ROAA 1.04 1.01 1.03
ROAE 9.28 8.01 8.12
Net Interest Margin 3.57 3.51 3.62
Efficiency Ratio 61.10 58.11 58.49
Loans / Deposits 75.11 90.74 89.34
Asset Quality Ratios (%)
NPAs / Assets 0.83 0.81 0.80
NCOs / Avg Loans 0.22 0.10 0.13
Reserves / Loans 1.00 0.93 0.94
Reserves / NPAs 74.36 76.31 96.36
Capital Ratios (%)
Tier 1 Capital 11.69 12.04 12.55
Tangible Equity / Tangible Assets 7.74 9.09 9.42
Total Equity / Total Assets 11.49 13.15 13.05
Market Ratios
Price / Earnings (x) 18.41 19.44 19.51
Price / Book (%) 153.02 148.46 152.73
Dividend Yield (%) 2.52 2.11 2.20
Data for trailing four quarters

First Interstate BancSystem, Inc.'s peer group consists of the following: BancorpSouth, Inc. (BXS), Banner Corporation (BANR), Chemical Financial Corporation (CHFC), Columbia Banking System, Inc. (COLB), F.N.B. Corporation (FNB), First Financial Bancorp. (FFBC), First Midwest Bancorp, Inc. (FMBI), Fulton Financial Corporation (FULT), Glacier Bancorp, Inc. (GBCI), IBERIABANK Corporation (IBKC), International Bancshares Corporation (IBOC), NBT Bancorp Inc. (NBTB), Old National Bancorp (ONB), Renasant Corporation (RNST), Simmons First National Corporation (SFNC), Trustmark Corporation (TRMK), United Bankshares, Inc. (UBSI), United Community Banks, Inc. (UCBI), Washington Federal, Inc. (WAFD), WesBanco, Inc. (WSBC)

First Interstate BancSystem, Inc.'s financial data is as of 6/30/2017.

Peer financial data is as of 6/30/2017 except for these companies:

BancorpSouth, Inc.'s financial data is as of 9/30/2017.
F.N.B. Corporation's financial data is as of 9/30/2017.
Fulton Financial Corporation's financial data is as of 9/30/2017.
WesBanco, Inc.'s financial data is as of 9/30/2017.
Renasant Corporation's financial data is as of 9/30/2017.
Washington Federal, Inc.'s financial data is as of 9/30/2017.